Whether buying your first home or your 7th, it’s still a complex, involved process. In the never-ending quest to provide our clients and customers with user-friendly experiences, Acre Realty has established five helpful suggestions: 

  1. Before you begin house hunting:
    • meet with a qualified lender to determine your credit qualifications (1st Place Mortgage is available at Acre Realty to provide free loan pre-approval)
    • have your lender provide you with a written mortgage pre-approval
    • prepare a budget with which you are comfortable


  1. Consult with a Acre Realty REALTOR® to:
    • determine the most suitable use of his/her services and establish the most appropriate type of agency you need
    • get an overview of how the house-hunting process works
    • establish criteria for the type of home which best meets your requirements


  1. While house hunting:
    • your Acre Realty REALTOR® will prepare a list of homes to show you based on your criteria
    • your Acre Realty REALTOR® will give you a tour of Acre Realty and MLS homes available
    • you’ll learn about factors that impact home value & resale as you decide on your home selection
    • neighborhoods, “supporting casts”, school priorities, commute time, etc., will be reviewed
    • when that perfect home is found, your Acre Realty REALTOR® will help you analyze its value, and provide information on comparable sales


  1. When making an offer:
    • your Acre Realty REALTOR® will guide you in writing an Offer to Purchase for your perfect home
    • many important negotiation factors in addition to price will be reviewed
    • your Acre Realty REALTOR® will present your offer to the home seller or seller’s agent
    • seller will respond in writing to your offer and will either accept it, counter it or reject it
    • upon reaching a mutual agreement of the terms between you and the home seller, the transaction is documented
    • an agreement is secured with an earnest money (good faith) deposit, which amount is negotiable


  1. Assisting with Details to Closing - Once your offer is finalized your Acre Realty REALTOR® will assist you with:
    • property inspection to be ordered by home buyer
    • ordering tests as might be necessary
    • addendums, amendments and special assessments
    • determining condominium and homeowners association bylaws and regulations (if applicable)
    • communicating with mortgage companies, title companies and co-operating brokers
    • contingencies: 72-hour, subject-to-sale, subject-to-closing, mortgage approval, etc.
    • general conditions of sale, additional conditions, etc.
    • financing requirements
    • appraisal process
    • title insurance, homeowner’s and mortgage policy
    • earnest money deposit
    • homeowner’s insurance, flood insurance MGIC and/or PMI insurance
    • preparing and delivering of final paperwork for review prior to closing
    • utilities switch-over
    • final walk-through inspection
    • closing day attendance